IGPS Case Study
Overview
A next-generation payment infrastructure platform enabling cross-border transactions, multi-currency wallets, and real-time settlement for businesses operating across Southeast Asia and the Middle East.
Client's Vision
To build a unified payment infrastructure that enables seamless cross-border transactions, supports multi-currency wallets, and provides real-time settlement for businesses operating across diverse regulatory environments.
Challenges
Multi-currency transaction processing
Cross-border regulatory compliance
Real-time settlement at scale
PCI-DSS Level 1 certification
Anti-fraud detection engine
Banking partner integrations
Proposed Solutions
Microservices Payment Architecture
Engineered a modular payment platform using event-driven microservices for independent scaling of each payment channel and currency.
Real-Time Currency Conversion
Built a multi-source FX engine with sub-second rate fetching, automatic fallback providers, and margin calculation across 30+ currencies.
Intelligent Fraud Detection
Deployed ML-based transaction scoring with real-time velocity checks, device fingerprinting, and behavioral analysis to block fraudulent payments.
PCI-DSS Compliant Vault
Implemented tokenized card storage with HSM-backed encryption, ensuring Level 1 PCI-DSS compliance across all payment flows.
Multi-Bank Settlement Engine
Integrated with 15+ banking partners via standardized adapters, enabling automated reconciliation and T+0 settlement.
Horizontal Auto-Scaling
Designed Kubernetes-based infrastructure with auto-scaling policies to handle 10x traffic spikes during peak transaction periods.
How Fintech Stable Simplifies Your Payment Platform?
Fintech Stable provides a streamlined approach
End-to-End Delivery
From architecture design to deployment and optimization — everything handled under one roof.
Agile & Iterative Process
Two-week sprints with continuous delivery ensuring rapid iteration and feedback loops.
Modular & Composable
Pick only the modules you need — payments, KYC, treasury — and compose your ideal stack.
24/7 Monitoring & Support
Round-the-clock observability with proactive incident response and optimization.
At Fintech Stable, we help businesses thrive by upgrading their tech, simplifying workflows, and creating amazing experiences that keep them ahead of the curve.
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